Insurance coverage for garages is unique in that in addition to requiring insurance for your property including buildings, contents, and equipment, there is also an automobile liability exposure. The garage liability part of the policy provides coverage for automobile liability including owned vehicles, customer autos while being serviced or repaired, courtesy cars and auto part sales.
New and used automobile dealers, repair garages, service stations, storage garages, parking lots, valet parking, drive away or delivery services and towing operations are all considered garages in insurance terms.
It's what's under the hood that matters. A garage policy tuned to your specific needs not only saves you money but keeps your running when things go bad.
"Who legally is responsible for care custody and control of a vehicle is key to correct garage insurance coverage."